#Home Loan
10 articles tagged with “Home Loan”
NRI Guide to Buying Property in India: Complete 2025 Handbook
From FEMA restrictions to bank financing to TDS on rental income, this is the complete guide for non-resident Indians buying property in India in 2025.
NRI Home Loan for India Property: Complete 2025 Guide to Eligibility, Banks, and Process
NRIs can get home loans from Indian banks for property in India. Here's the eligibility criteria, which banks offer the best rates, required documents, and the full process.
Joint Property Ownership in India: Benefits, Risks, and the Right Way to Structure It
Buying property jointly with a spouse, parent, or sibling has real tax and loan benefits — but requires careful documentation. Here's how to structure joint ownership correctly.
Bank Loan for Plot Purchase: Which Banks Finance Land and What the Terms Look Like
Not all banks offer plot loans, and those that do have very different terms than home loans. Here's what you need to know about financing a plot purchase in India.
EMI Calculation for Plot Loans: Complete Guide with Examples
Understanding how your plot loan EMI is calculated — and how tenure, rate, and down payment interact — helps you structure the most affordable possible financing.
Home Loan Tax Benefits Under Section 80C and 24B: Complete Guide
A home loan on a constructed property gives you two tax deductions that can save ₹1–2.5 lakhs per year in income tax. Here's exactly what you can claim and how.
RBI Rate Cuts and Home Loan Impact: What Chennai Buyers Should Know in 2025
RBI cut the repo rate in 2025. Here's exactly how this affects your home loan EMI, eligibility, and whether now is a good time to buy or refinance your existing loan.
Property as the First Investment Asset: A Young Professional's Guide
Many financial advisors say 'invest in mutual funds first, property later.' Here's a more nuanced view of when starting with property makes sense for a 25–35 year old professional.
80C and 24B Tax Benefits on Plot Loan and Home Construction: Who Qualifies
Section 80C and 24B deductions save lakhs in income tax for home loan borrowers — but the rules for plot loans vs construction loans are different. Here's who qualifies for what.
Joint Property Ownership in India: Tax Benefits, Legal Structure, and Best Practices
Buying property jointly with a spouse or family member doubles your tax deductions and can qualify you for a higher loan amount. Here's how to structure joint ownership correctly.