Home Loan & EMI
Plot loans, EMI calculation, bank comparisons, tax benefits, and prepayment strategies.
4 articles
Bank Loan for Plot Purchase: Which Banks Finance Land and What the Terms Look Like
Not all banks offer plot loans, and those that do have very different terms than home loans. Here's what you need to know about financing a plot purchase in India.
5 Apr 20256 min
EMI Calculation for Plot Loans: Complete Guide with Examples
Understanding how your plot loan EMI is calculated — and how tenure, rate, and down payment interact — helps you structure the most affordable possible financing.
1 Apr 20255 min
Home Loan Tax Benefits Under Section 80C and 24B: Complete Guide
A home loan on a constructed property gives you two tax deductions that can save ₹1–2.5 lakhs per year in income tax. Here's exactly what you can claim and how.
28 Mar 20255 min
RBI Rate Cuts and Home Loan Impact: What Chennai Buyers Should Know in 2025
RBI cut the repo rate in 2025. Here's exactly how this affects your home loan EMI, eligibility, and whether now is a good time to buy or refinance your existing loan.
22 Mar 20254 min